Water Damage 101

During the extreme winter temps, a pipe burst at Mom's camp. The leak was very visible as the water spewed all over the storage room, ran out the back door, and into the ditch. We cut the power to the well, cleaned up all the water, and let everything dry out. It looked as if we had dodged a bullet and repairs would be minimal. There are advantages to having concrete floors and mostly metal walls. Fast forward to the next time I went by to check on the place. Although everything was turned off, as the temps rose and things thawed, the water table rose as well. Water then backed up into the line and seeped inside from a small crack that hadn’t yet been repaired. We were once again cleaning up a mess and now dealing with damage we thought we had avoided. While cutting out the damaged plywood, I remembered my younger days of working in an insurance office. We would sometimes have water claims that would be denied, depending on the circumstance. ...